Artificial intelligence (AI) in finance

Statistics report on artificial intelligence (AI) in finance

This report presents a range of statistics and facts about artificial intelligence (AI) in the financial sector worldwide. While its main sectoral focus is on banking, it also includes selected statistics on insurance, and the final chapter explores developments in fintech. The report examines the adoption rate and market size of AI in finance, investment and spending trends, the potential impact of AI on the industry, key use cases across the sector, as well as main challenges associated with AI deployment.

Table of contents

Overview

6
  • Premium Forecast Market size of AI worldwide 2020-2032
  • Premium Statistic Stage of AI in financial services 2025, by industry segment
  • Premium Statistic AI focus areas in financial services 2025, by industry segment
  • Basic Statistic AI use in global enterprises 2025, by industry and function
  • Premium Statistic Adoption of generative AI across industries and functions worldwide 2024
  • Premium Statistic Main technology trends in the U.S. banking industry 2024-2026

Adoption

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  • Premium Statistic AI adoption in financial services worldwide 2025, by function
  • Premium Statistic GenAI adoption in financial services worldwide 2023-2025
  • Premium Statistic AI adoption of banks with transcripts worldwide Q3 2025, by region
  • Premium Statistic Gen AI adoption for financial tasks worldwide 2025, by country
  • Premium Statistic AI adoption in financial services worldwide 2026, by AI and firm type
  • Premium Statistic Usage of AI models in the financial services industry in Europe 2025
  • Premium Statistic AI job postings as share of all job postings in finance in the U.S. 2023-2025
  • Premium Statistic GenAI implementation in U.S. banks 2023-2025, by stage
  • Premium Statistic Knowledge of AI models in the financial services industry in Europe 2025, by sector

Investment and spending

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  • Premium Statistic AI investment priorities in financial services worldwide 2023-2025
  • Premium Statistic Annual AI spend in financial services worldwide 2026, by firm type
  • Premium Statistic AI value drivers in financial services worldwide 2026
  • Premium Statistic Banks' share of budget spent on AI 2025
  • Premium Statistic Financial sector AI spending worldwide 2017-2025, with forecasts to 2028
  • Premium Statistic Banking sector AI spending in worldwide 2020-2025, with forecasts until 2028
  • Premium Statistic Banking sector AI spending in the Americas 2020-2025, with forecasts until 2028
  • Premium Statistic Banking sector AI spending in Europe 2020-2025, with forecasts until 2028
  • Premium Statistic AI investment focus to mitigate risks in the financial services sector in Europe 2025
  • Premium Statistic Distribution of spending on AI in Europe 2024, by industry
  • Premium Statistic Spending on AI in Europe 2025, by industry

Impact

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  • Premium Statistic Benefits of AI in financial services globally 2025
  • Premium Statistic Expected AI impact on workforce in financial services worldwide 2030, by sub-sector
  • Premium Statistic AI impact on profitability in financial services worldwide 2026
  • Premium Statistic Impact of AI on workforce roles and access to tools globally 2025-2028
  • Premium Statistic Potential AI impact on bank profit pools 2025, by region and product
  • Premium Statistic Impact of AI in banking worldwide 2025, by function
  • Premium Statistic AI job postings as share of all job postings in finance in the U.S. 2023-2025
  • Premium Statistic AI impact on workforce in the last three years in finance worldwide 2026

Use cases

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  • Premium Statistic AI use cases with the biggest ROI in financial services 2025, by industry segment
  • Premium Statistic Leading AI use cases in financial services worldwide 2026
  • Premium Statistic Main financial uses of GenAI worldwide 2025, by country
  • Premium Statistic Main financial uses of GenAI worldwide 2025, by generation
  • Premium Statistic Most popular AI workloads in financial services globally 2023-2025
  • Premium Statistic Main agentic AI workflows in financial services 2025
  • Premium Statistic AI use cases in insurance worldwide 2026
  • Premium Statistic AI initiatives in fraud and financial crime prevention in payments worldwide 2025
  • Premium Statistic Most advanced GenAI use cases in U.S. banks 2025

Attitudes and challenges

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  • Premium Statistic AI challenges in financial services worldwide 2023-2025
  • Premium Statistic Main agentic AI challenges in financial services 2025
  • Premium Statistic AI challenges in banking worldwide 2025
  • Premium Statistic Attitudes towards AI in the financial services industry in Europe 2025, by sector
  • Premium Statistic Bank executives attitude towards GenAI in the U.S. 2025
  • Premium Statistic AI concerns in fraud and financial crime prevention in payments worldwide 2025
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