Total number of credit card transactions processed for payments in Estonia from 2004 to 2025

Credit card transactions in Estonia decreased by nearly *********** in 2020, although the payment method was still relatively popular. Estimates based on figures from the domestic central bank compared to the country's population that year reveal that Estonia used credit cards more frequently than a country like Czechia. Credit cards made up about a quarter of all cards in circulation in 2020, with the total number of debit cards being over *** million in 2020. As of 2025, credit card transactions in Estonia have increased significantly to ************* .