Estimate of credit cards and debit cards per capita in 28 countries in Europe in 2024

Credit cards were found relatively less often in Europe than debit cards, with only five countries having at least *** credit cards per capita. For all remaining countries in this comparison, debit card penetration outweighed the credit cards. Note that the numbers provided here are estimates, based on both figures central banks have to supply and domestic sources. There are large differences in reporting this data within Europe, which sometimes can lead to gaps. Additionally, ownership of a payment card does not immediately indicate it gets typically used, as there are also large differences within Europe when it comes to the use of certain payment methods.